Out Banks is still a leader

Out Banks is still a leader

The Estykis company is not slowing down, spending the next month in the first place in our list of the best cash loans. The Out Banks credit offer enjoys unflagging popularity among customers. The high loan amount – up to 50,000 speaks for Out Banks services. PLN and friendly application process. You can complete the whole procedure without leaving your home. All formalities are completed online.

Status quo on the podium in the credit ranking

Status quo on the podium in the credit ranking

Positions number 2 and 3 in the ranking remain unchanged from the previous month. Mobile Sumagi Bank’s cash loan remained stable for two. The maximum amount you can apply for is 200,000 zł. The loan can be repaid in convenient installments for up to 10 years, thus minimizing the burden of the obligation. Interestingly, Mobile Sumagi Bank does not require an income certificate. The company verifies the creditworthiness of a potential customer only on the basis of data from the Credit Information Bureau.

The last step of the podium fell to an institution whose roots date back to the interwar period. As you can see, the GTO BP offer is, however, adapted to the requirements of a modern customer as well. By taking a cash loan with a mini installment, you can count on 120,000 PLN to be repaid for a maximum of 8 years. The limit is reduced to 24 thousand. PLN in the case of a loan without certificates, because you can also get one at GTO BP.

An interesting proposition from Salader

An interesting proposition from Salader

Just behind the podium was placed, as a month ago Salader Consumer Bank. The unquestionable advantage of his offer is the unchanging interest rate. The bank guarantees a fixed installment throughout the term of the loan, which is a maximum of 7 years. The upper limit of the loan amount for regular customers is 50,000. Salader’s new borrowers are tempted with 25,000 zł.

Amount of cash loans

Amount of cash loans

We have two banks in the ranking that stand out from the rest in terms of credit limit. Definitely the highest amounts are offered by the second runner, Mobile Sumagi Banking Services. Both institutions borrow up to 200,000 zł. For comparison, the second largest sum is 150,000. zł. These amounts are much higher than those usually offered by non-bank companies. That is why they are subject to higher requirements, which makes them more difficult to obtain. If someone is interested in borrowing less cash, they can check how the payday rankings are shaped. The number of non-banking companies is constantly growing, so it is worth using the hints of experts and clients who have learned the quality of the offer of the institution.

Important – loan period

Important - loan period

An important ranking element is the number of installments into which you can divide the loan. Especially in the case of large amounts, such as Mobile Sumagi Banking Services, it will be beneficial for the consumer to spread the repayment over the longest possible period. In this way, monthly fees will be less severe for your home budget. However, it should not be forgotten that a larger number of installments usually also involves higher final loan costs. In other words, you will pay more in the end.

A loan instead of a loan

A loan instead of a loan

Cash loan is not always the optimal solution. Installment loans and payday loans also help remedy the cash deficit. The advantage of loans from non-bank institutions results from the lender’s lower requirements for clients. When choosing a bank loan, there are a number of procedures that require time and commitment. However, when choosing an online loan, all formalities will be handled online. This significantly reduces the waiting time for the decision to allocate financing.

The ranking of quick installment loans can be helpful in choosing non-bank services. In order to supplement your knowledge, it is also worth using a comparison engine, thanks to which installment loans will not have secrets. The comparison tool will make choosing the most advantageous option much less complicated.

“The decision on cash loans should be thought through carefully. The amounts offered by banks are not low. It is important to assess your credit standing yourself. Of course, any financial institution to which we contact will do it, however, self-assessment should in some cases be even more careful than verification by the bank.